LHV hire-purchase

 

LHV hire-purchase makes it possible to pay for goods / services in instalments. Complete an application here or at our shop, and we will provide you with a quotation straight away.

 

  • We will respond to your application within minutes.
  • Down payment starting from 0 euros.
  • Calculated based on the loan balance only.

 

 

You yourself can select a monthly payment amount and a repayment period that suits you.

 

Purchase amount

12 months

24 months

36 months

48 months

€300

€27

€15

€11

€8

€500

€45

€24

€18

€14

€1000

€91

€49

€35

€28

€3000

€272

€147

€105

€85

 

This is a rounded sample monthly payment, if the interest rate is 15.9%. The eventual monthly payment is specified in the contract.

 

Conditions of hire-purchase

  • A decision granting hire-purchase is valid for 90 days. During this period, you can apply the limit provided to purchase goods or services. 
  • Minimum applicant income EUR 250 per month.
  • Contract fee starting from EUR 19.90.
  • Term of contract up to 48 months.

 

 

LHV hire-purchase may also be used by a company that has been operating for at least one year. To do so, file an application, the annual report of the company for the past year, and the balance sheet and profit report as at the last month. E-mail the documents to finance@lhv.ee, and an offer will be sent to you within three days, at the latest. If necessary, we will request a surety from the owner of the company, from a member of the board, or from another company.

 

 

 

Additional information

Lhv.ee/jarelmaks

6802 700, 09.00 to 21.00 daily

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Hire-purchase is provided by AS LHV Finance. Review the terms and conditions at the sales point or lhv.ee/jarelmaks and consult our expert. 

The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or the address lhv.ee/en/hire-purchase and consult our expert. The monthly hire-purchase payment is 37,91 € and the annual percentage rate of charge is 25,59% on the following sample terms and conditions: cost of the product/service 700 €, down-payment 0%, credit amount 700 €, annual interest rate of 19,9% on the outstanding balance (fixed), contract fee 19,9 €, hire-purchase period of 23 months, with monthly annuity payments, in the total sum of 871,93 € and the total sum of monthly payments being 871,93 €.